Analytics Streamline Icon: https://streamlinehq.com analytics
31.6%
Total ROCE
£1,550
Monthly Rental
£0
Day 1 Equity
7.4%
Gross Rental Yield
Uncover the full success story

Gidea Park 2-Bed Flat Delivers 7.4% Yield with Tenant in Place

Unity Investments acquired this two-bedroom flat in Gidea Park for £250,000, fully let at £1,550 per month, providing strong rental income in a prime commuter location with low running costs.

Property Overview

  • Property
    2-bedroom flat, first floor
  • Location
    Main Road, Gidea Park, RM2
  • Purchase Date
    February 2026

Key purchase details

  • Purchase price:
    £250,000
  • Comparable market value at purchase:
    £250,000
  • Below market discount:
    N/A

Fnding breakown

  • Total cash invested:
    £62,500
  • Deposit (25%):
    £62,500
  • Mortgage:
    £187,500 @ 5.5% interest only

Why selected

  • Prime commuter location:
    Walking distance to Gidea Park Station (Elizabeth Line)
  • Low-maintenance:
    Leasehold flat with no service charge or ground rent
  • Tenant in place:
    £1,550 pcm, providing immediate income

Equity Position

  • Estimated Market Value Today:
    £250,000
  • Instant Equity from Purchase:
    0
  • Months Since Purchase:
    1 month

Additional costs

  • Stamp Duty:
    £2,125 (additional property rate)
  • Legal fees:
    £750
  • Refurb:
    £15,000

Financial Performance Dashboard

This section breaks down the property’s performance in clear, measurable terms. From headline yields and leveraged returns to the monthly cash flow position, you can see exactly how this investment is working. The figures highlight not just the strength of the rental income, but also the impact of market growth and smart financing, giving a complete picture of both immediate income and long-term wealth creation.

Yield Analysis

Local Average Gross Yield
5.5%
Your Gross Yield
7.4%
+0.15 above local market
This property generates stronger rental returns than comparable flats in the area, making it an attractive investment for income-focused buyers.
Gross Rental Yield: 
7.4%
Calculation: (£1,550 × 12) ÷ £250,000

Return on Capital Employed (ROCE)

Rental ROCE
5.3%
Total ROCE
31.6%
Generates consistent income relative to the cash invested, providing a reliable first-year return.
Total ROCE: 
31.6%
(£1,550 × 12 - £862.50 mortgage interest ×12 - £155 management - £40 insurance - £50 maintenance) ÷ £62,500

Income Return on Capital

Traditional Cash Savings generates just 
£400
/year per £10k
£400
Property Investment generates over 
£4,128
/year per £10k
£4,128
Property investment is up to
6.05x harder working
Monthly Cash Flow Waterfall
This breakdown shows exactly how your investment generates income each month. Starting with rental income, we account for mortgage payments, management fees, insurance, and maintenance costs to arrive at your net monthly profit. Understanding this flow helps you see the true cash generation potential of the property and how your money is working for you in real time.
Income / Expense
Amount (£)
Running total (£)
Rental Income
1,550
1,550
Mortgage Payment
-862
1
Management Fee (10%)
1
1
Insurance
-40
1
Maintenance Reserve
-50
1
Net Monthly Profit
-
£1

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Equity Position:
Conservative Estimate

This section highlights the equity created from our property acquisitions, based on conservative assumptions. It shows the value gained on day one through below-market purchases, and provides a snapshot of the current position, taking into account recent market activity and mortgage balances. This approach helps investors understand the potential upside while maintaining a cautious, realistic perspective.

Timeline & Milestones:
Turning Strategy into Results

This section highlights the equity created from our property acquisitions, based on conservative assumptions. It shows the value gained on day one through below-market purchases, and provides a snapshot of the current position, taking into account recent market activity and mortgage balances. This approach helps investors understand the potential upside while maintaining a cautious, realistic perspective.
Week 1
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Initial consultation with Unity
Week 2
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Property sourced & presented
Week 3
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Offer accepted
Week 5
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Mortgage application submitted
Week 8
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Survey & legals completed
Week 12
Exchange & completion
Week 13
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Property listed for rent
Week 14
First tenant moved in

The Property Behind the Numbers

The property itself, highlighting the features that underpin Unity’s investment strategy.
No items found.

From Strategy to Success: Investor Stories

Each investor who works with Unity Investments brings their own goals and ambitions, from building long term wealth to generating steady income.

Through careful planning, personalised strategies, and hands on support, our clients turn property opportunities into measurable success - achieving results that align with their financial objectives and giving them confidence in every step of their investment journey.

Background:

Aman is a senior professional in his mid-50s, balancing a demanding career with family commitments. This is his first property investment, aimed at generating reliable income and securing a long-term asset.

Investment Goal:

To achieve dependable rental income in a well-connected commuter location, while keeping property management simple and predictable.

Why This Strategy:

“I wanted a hands-off investment in a location with strong tenant demand. This flat ticks all the boxes and fits perfectly with my lifestyle.”

Future Plans:

Aman plans to hold this property long-term, focusing on maintaining a steady rental income and exploring one or two similar opportunities in the future if they align with his goals.

“Investing in the Gidea Park flat was straightforward with Unity. The tenant was in place and the property requires very little management, giving me peace of mind and a solid income stream.”
Aman Singh

Why This Investment Works

Two-bedroom flat in Gidea Park, fully let at £1,550 per month. Prime commuter location with low-maintenance ownership, delivering reliable income from day one.
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Prime Location:

Walking distance to Elizabeth Line station ensures tenant demand.

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Accessible Entry Point:

£62,500 deposit allows entry into London property market.

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Reliable Income:

£1,550 pcm rental generates net monthly profit of £442.50.

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Low-Maintenance:

Leasehold flat with minimal ongoing costs.

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Rental ROCE:

5.3% annual return on invested capital.

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Total ROCE:

31.6% when combining rental income and potential appreciation.

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Scalability:

Similar flats in the corridor can provide future investment options.

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Savings comparison

Cash savings at 4% underperform relative to rental returns.

Start Your Investment Journey with Unity Today

Understanding exactly how to buy investment property is the first step to building wealth through London property. Our proven process removes complexity while maintaining complete transparency.
Next Step:
Book Your Free Consultation to discuss how our process can work for your specific investment goals.
Schedule Your Investment Strategy Call